Bankruptcy, debt relief, and legal guidance written for the people of St. Louis and St. Charles.
May 24, 2016 · Bankruptcy
A fresh start for honest debtors — how bankruptcy frees people from the slavery of unmanageable debt.
Read More →April 5, 2016 · Bankruptcy
When bills exceed income, payments fall behind, or lawsuits begin — the warning signs that it's time to consult an attorney.
Read More →May 24, 2016 · Chapter 7
Property, income, and timing — the three tests that determine Chapter 7 eligibility.
Read More →June 7, 2016 · Chapter 13
Chapter 13 as a consolidation tool — and how the means test decides which path is yours.
Read More →June 10, 2016 · Foreclosure
Yes — Chapter 13 can stop foreclosures and repossessions in their tracks. Here's how the payment plan works.
Read More →June 17, 2016 · Debt Collection
When creditors can't collect — protected income, asset exposure, and why filing may still make sense.
Read More →August 10, 2016 · Bankruptcy Process
What happens at your meeting of creditors — and how to prepare for the trustee's questions.
Read More →September 8, 2016 · Debt Basics
The difference matters: how each debt type is treated in Chapter 7 and Chapter 13.
Read More →February 9, 2016 · Garnishment
Why doing nothing makes the problem worse — and how the automatic stay stops it cold.
Read More →Articles only go so far. Let's talk — free consultation.
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