The Kline Law Firm provides skilled, personal representation in bankruptcy and debt settlement, built around the people of St. Louis, St. Charles, and the surrounding metro.
Bankruptcy is a fresh start for honest, hardworking people facing financial stress. Our firm specializes in Chapter 7 and Chapter 13 filings to wipe out the debt and rebuild your credit, and where it applies, to stop foreclosures and repossessions in their tracks.
A Chapter 13 payment plan can save your home or car. A Chapter 7 can eliminate unsecured debt entirely. The right path depends on your income, your property, and what you want to keep. We sit down with every client to find it.
Debt settlement is negotiating directly with your creditors to reduce the total amount you owe. For people who are overwhelmed by debt but want to explore an alternative to filing bankruptcy, settlement can lower balances and put an end to the constant collection calls.
Bankruptcy is not the right answer for everyone. We sit down with every client, look at the full picture, and help you decide whether settlement or a bankruptcy filing is the better path for your situation and your goals.
Call us. We'll help you understand your options. Consultations are always free.
Call 636-352-2030